Information for international students

If there is a social security agreement between Germany and your home country (including the member states of the European Union and the European Economic Area), the European Health Insurance Card (EHIC) will be accepted.
If you would like to register with your insurance from your European home country, please contact any statutory health insurance company (e.g. Barmer, DAK, Techniker Krankenkasse, etc.) and ask for an electronic notification of your insurance status to the HNE Eberswalde. The health insurance company needs the sender number of the HNE Eberswalde: H0002016.

Sometimes private health insurances from other countries are also recognised. Please contact a statutory health insurance company in Germany, which must check whether you have sufficient insurance cover in order to be able to confirm your exemption from the statutory health insurance obligation. Please also request electronic notification of your insurance status from the HNE Eberswalde. The health insurance company requires the sender number of the HNE Eberswalde: H0002016.

However, once you have been exempted from statutory health insurance, it is no longer possible to switch to a statutory health insurance company for the duration of your studies in Germany.

Enrolment without electronic notification from the health insurance company is not possible.

If you are not insured with a health insurance company recognised in Germany, you must take out insurance here. You can choose between various statutory and private health insurance policies. We generally recommend taking out statutory health insurance.

Statutory health insurance

This is particularly interesting for students who are under 30 years old and are not studying in Germany for longer than 14 semesters: The insurance at the student rate costs approx. 120 euros per month (please note: minimum contract term 18 months) and covers all medical services during your stay without you having to pay in advance. After you have completed your registration, please ask the health insurance company to send an electronic notification of your insurance status to our university. The health insurance company requires the sender number of HNE Eberswalde: H0002016.
Enrolment without electronic notification from the health insurance company is not possible.

Private health insurance

Private health insurance could be a good option if you are over 30 years old. Then you can no longer take out statutory insurance at the favourable student rate. You can still take out statutory insurance, but at a higher rate. Please inform yourself well about the offers of private health insurance companies.

If you decide in favour of private insurance, please note the following:

• Private insurance can be very cheap in the first year, but premiums increase with each year.
• Private health insurance at student rates does not necessarily cover all benefits and does not cover the costs of pre-existing conditions. Read the terms and conditions very carefully.
• You must pay all medical bills in advance and can submit the receipts to the insurance company later for reimbursement. If you have statutory health insurance, the doctor's surgery will bill the health insurance company directly.
• If you have opted for private health insurance, you cannot return to statutory insurance during your studies.
• If your contract is limited in time and you require expensive treatment during the insurance period, the private health insurance company may refuse to extend the insurance period. Therefore, make sure that you take out the contract for the entire duration of your studies.

If you would like to register with a private health insurance company, please contact a statutory health insurance company in Germany, which must check whether you have sufficient insurance cover so that it can then confirm your exemption from the statutory health insurance obligation. Please also request electronic notification of your insurance status from HNE Eberswalde. The health insurance company requires the sender number of the HNE Eberswalde: H0002016.

It is not possible to register without electronic notification from the health insurance company.

According to German law (199a SGB V), health insurance funds and universities are jointly responsible for reporting the health insurance status of students. This means that notifications in paper form are no longer accepted. If you are insured with a statutory health insurance company at the time of enrolment, please contact your health insurance company and provide them with our sender number (H0002016) so that they can inform us of your insurance status. If you are insured with a private health insurance company at the time of enrolment, please contact any statutory health insurance company and provide them with our sender number (H0002016) and they will inform us of your private insurance status.